The Samsung Galaxy S20 Ultra, as it is called, is designed to be the ultimate Samsung flagship phone. It has a huge 6.9-inch display, amazing 5G connectivity, and a powerful zoom camera that outperforms the most powerful phones.

But about that price. The Galaxy S20 Ultra starts at $1,399. And if you really want to splurge and max out storage (from 128GB to 512GB) and RAM (from 12GB to 16GB), it goes for $1,599. This is ultra-luxury laptop territory.

So should you spend that much on this phone? Or should I consider the $999 Galaxy S20 or the $1,199 Galaxy S20 Plus? Let's briefly discuss the pros and cons of what you get for this amount of money.

The Galaxy S20 Ultra boasts a huge 6.9-inch display while the Samsung Galaxy S20 Plus has a much larger 6.7-inch Quad HD OLED screen. This is an incredibly immersive panel, not only for watching movies, but also served as a great viewfinder for the Ultra's impressive zoom camera while I was hands-on with this phone.

The Samsung Galaxy S20 Ultra also benefits from an ultra-smooth 120Hz refresh rate, which the S20 and S20 Plus also have. [The size and weight difference between the Galaxy S20 Plus and the Galaxy S20 Plus is significant. The Galaxy S20 Plus measures 6.4 x 2.9 x 0.3 inches and weighs 6.5 ounces, while the Galaxy S20 Ultra measures 6.5 x 2.9 x 0.3 inches and weighs a whopping 7.7 ounces.

To be fair, the iPhone 11 Pro Max is even heavier than the Galaxy S20 Pro at 7.97 ounces, but the Apple device is more compact due to its smaller screen at 6.2 x 3.06 x 0.32 inches.

The Samsung Galaxy S20 Ultra has a 108MP main wide-angle camera that delivers the highest resolution in Samsung phone history; the 108MP mode allows users to zoom and crop photos without losing any detail at all.

Another killer camera feature is the Galaxy S20 Ultra's space zoom. The foldable optical lens allows for 10x lossless zoom and up to 100x digital zoom. The Galaxy S20 Plus and regular Galaxy S20 are limited to 3x lossless zoom and 30x digital zoom.

The Galaxy S20 and Galaxy S20 Plus are not to be outdone when it comes to photography: in addition to a 12MP wide-angle camera, they have a fairly sharp 64MP telephoto lens; the S20 Plus, like the Galaxy S20 Ultra, also has a Depth Vision camera for better portrait shots The S20 Plus also has a Depth Vision camera for better portrait shots.

All three Galaxy S20 models feature Samsung's new Single Take mode, which captures multiple still images and videos within 10 seconds and offers a gallery of options to choose from for easy sharing. Every Galaxy S20 is also capable of 8K video recording.

The Samsung Galaxy S20 Ultra will be appreciated by power users, as its fast Snapdragon 865 processor is complemented by 12GB of RAM and 128GB of storage. However, if you are willing to pay $200 more, you can go for 16GB of RAM and 512GB. Frankly, though, I think Samsung should have included at least 256GB of storage to start to better justify the premium.

Neither the S20 nor the S20 Plus can upgrade RAM, but the storage on the Galaxy S20 Plus can be upgraded to 512GB for an additional $150. In addition, up to 1TB of storage can be added to both the Galaxy S20 and Galaxy S20 Plus at any time via a microSD card slot.

With a 5,000mAh battery, the Samsung Galaxy S20 Ultra has one of the largest batteries of any Android phone and could be on the list of phones with the best battery life. Still, all of this capacity is needed to power the Ultra's large 6.9-inch display and deliver 5G speeds (when available); the 120Hz screen also puts a strain on durability, so it remains to be seen how long the S20 Ultra's battery test

The S20 Ultra's battery test is not yet complete.

The Galaxy S20 Ultra supports a 45W ultra-fast charger, but it is sold separately. All three Galaxy S20 models come with a 25W fast charger.

The Galaxy S20 has a 4,000 mAh battery, while the Galaxy S20 Plus powers up to a 4,500 mAh battery. Both of these numbers are higher than what the Galaxy S10 and Galaxy S10 Plus offered last year, but it is still difficult to determine how much of an impact 5G and 120 Hz refresh rate will have.

Samsung's Galaxy S20 Ultra is not a flagship phone for everyone. It is designed for power users who want the best and the biggest.

For me, two things that make the Samsung Galaxy S20 Ultra potentially worth the extra money are the huge 6.9-inch display and especially the more powerful zoom. For those who take a lot of photos, whether for work or play, getting closer to the action is a big selling point.

The biggest reason not to pay more for the Galaxy S20 Ultra, besides the sticker shock, is its huge girth. See our hands-on review of the Galaxy S20 Ultra for detailed impressions.